By summer, new law on additional mandatory health insurance in Bulgaria will be passed
The deficiency in the health care financing in Bulgaria is currently around EUR 1.5 billion. The modernization of the system and the deeper penetration of the private health insurance (PHI) funds are to set about a comprehensive reorganization of the sector, which is expected to bring positive results for both companies and patients.
"This will happen with the introduction of the second pillar of health insurance", the Deputy Chair of Parliament and Chairman of the Parliamentary Health Committee, Dr. Lachezar IVANOV, said at the conference "Health Insurance in Bulgaria - Current State, Development Models". The event was organized in Sofia by the PR agency EXPERT Business Group and by the financial website INSURANCE BG (www.insurance.bg). Media XPRIMM was Media Partner of the event.
Dr. Lachezar IVANOV expressed his hope that the new Health Insurance Act will be adopted at latest during the summer parliamentary session, so that from 2012 the introduction of the supplementary mandatory health insurance to be launched, eventually. Each employee would pay 2% extra for this second pillar. The money would be managed by the private companies. The contributions for the socially disadvantaged and the elderly would be paid by the state and would be managed by the National Health Insurance Fund (NHIF). "So the fair competition would be ensured", officials say.
Private funds would be obliged to provide equal access to services for all employees and would not be able to deny registration on the basis of age or current health status. Lachezar IVANOV underlined that the reforms can become reality only if the public is also prepared and informed about them.
An alternative health insurance model was proposed by Georgi ANGELOV, Senior Economist of the Open Society Institute. According to him, the health care reform may take place by abolishing the state monopoly, by providing conditions for competition among health care funds, for market bargaining between hospitals and funds, by privatizing hospitals, by investing in improving services, by reducing health insurance tariffs, while the government is assisting the low-income people in order for them to become able to pay contributions.
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