Editorial - archive |
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"I will tell you how to become rich: Be fearful when others are
greedy...And be greedy when others are fearful". This is the recipe
for success in Warren BUFFETT's philosophy, one of the richest men
in the world, with an estimated fortune of 52 billion dollars.
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Just a few days after the Americans commemorated seven years since the
9/11 attacks, the world's greatest economic power was to be struck by
a shock maybe even greater then the terrorist threats.
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The best advertising for an insurance company is the promptness in paying
the claims... We have heard many times before this sentence, but
the meaning of this was ever as clear as this summer.
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The portfolio diversification represents, in the past years, one of
the main objectives of the Romanian insurance companies.
"Let's make less motor insurance and more something else" is the phrase that's
occupies a top position on the profile leaders' wish list, but the results show
us that the motor insurance are still dominant.
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Is there a real crisis in human resources in the insurance business?
Or is it just a general crisis of highly qualified employees? Or just
a lack of average qualified employees... or both?
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We are during full human resources crises...
According to a recent study, in Romania over 73% of the companies said
that they do not find qualified labor force for the free positions.
The insurance market faces the same "cruel" reality...
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Is it possible to obtain profit from the motor insurance lines? No
way... This would be the response to this question given by those who
operate on the Romanian insurance market.
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A client is less interested weather his insurance company records loss
or profit. An insurance customer has two wishes: a good price for his insurance
and a promptly claim service. The mentioned two aspects are exactly the
one that could be affected once the strategic orientation of the Romanian
companies through profitability.
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